Many owners have concerns when it comes to the hidden costs of operating a business. One of the biggest issues that owners face is controlling insurance premiums. Property damage, repeated repairs, and claims settle are few of the ways insurance can increase in costs. Thankfully, something simple and affordable such as rubber wall guards can help control damage and reduce your risk exposure while lowering poor hotel economics.
Why Wall Protection Matters
Walls in busy commercial environments, like warehouses, parking garages, hospitals, hotels, and yes, even retail establishments, take a beating. To say the walls get bumped or hit is an understatement, whether it’s an accidental collision with a delivery cart or a forklift or customer vehicle or even cleaning equipment. Without protection, even a little bump is enough to cause cracked plaster, chipped paint, or worse, serious structural damage.Wait long enough and that level of repetitive repair work will not only put a dent in your maintenance budget, it can be a major concern for insurance companies when assessing risk to your property.
Rubber bumper guard for walls is exactly what you have been looking for.
How Rubber Wall Guards Reduce Damage
Wall bumper guards (also known as rubber bumpers) are another layer of cushion between the hard surfaces of your facility and whatever is striking it. Using hard, durable rubber that also shocks to absorb impact, bumper guards take the punch from hit and protect the corners of walls or columns from actual physical damage.
Whether it be a car door opening in a parking garage or a pallet jack rubbing by in a warehouse, a bumper guard will significantly lower the amount of debris eaten away by wear and tear.
The less damage you sustain to your property, the fewer damages you file. How your insurance underwriter views the business risks you face is important; and having fewer claims against the insured value of your property can help your insurance rates become more favorable.
Lowering Insurance Claims and Premiums
Insurance companies like to reward businesses that take steps to lessen their risk of filing claims. Installing rubber wall protection indicates you are trying to prevent avoidable accidents as well as lessen the damage when an accident does occur. As your company files fewer claims, you can expect the following:
- Premium reductions: If an insurer sees fewer incidents on your property, they may reduce your premium.
- Deductible reductions: If you file fewer claims, you will no longer be responsible for paying the full deductible.
- Stronger claim history: If you have a clean claim history, it may benefit you if you ever needed to renegotiate or switch insures.
For businesses in accidental damage-prone industries such as logistics, automotive, or healthcare, the savings can add up over a long period of time.
Improving Safety for Customers and Employees
Rubber wall guards not only protect property but also prevent injury. Sharp edges on walls, broken plaster, and exposed concrete can be dangerous for both staff and visitors. Rubber bumper wall guards prevent damage on the property which reduces the risk of injury, slip and fall claims, or liability claims before they even happen. Ultimately, wall bumper guards create a safer, professional work environment and manage insurance and risk exposure.
Cost-Effective, Long-Term Solution
One of the best things about rubber wall guards is that they are durable. They don't require frequent maintenance like paint or plaster; a good wall guard can last for a long time with minimal care. This durability makes wall guards a one-time purchase, your repair costs, insurance claims, and downtime will all be significantly reduced.
Conclusion
While many companies focus on costly solutions to lower insurance, sometimes it is the simplest solutions that are the best. By placing rubber wall protectors in heavy traffic areas or hazardous locations, you can protect your property, encourage safe practices, prevent future insurance claims, and all of which will help with insurance costs down the line.
If you are deciding on an inexpensive and practical method for protecting your facility, investing in rubber bumper guards for your walls is likely to be a wise decision that protects your business, your staff and your income.
Protecting your walls doesn’t just save on repairs, it can also lower your insurance costs over time. Investing in rubber wall protectors is a smart, long-term solution for any business. Browse our selection today and find the right rubber bumper guards for walls to keep your facility safe and cost-efficient.